How would my refunds be processed, through cash or bank transfer? If I pay using the designated online portal or bank, how long will it take to reflect in the system? Can freight be paid elsewhere? Can I request my invoice to be changed if some of the charges were supposed to be billed to my partner? How soon will my Value Protect claim case be handled? Can I dispute my invoice if I disagree with what I've been billed? Can I enable third parties to pay on my behalf? Can I enable someone else to pay on my behalf? Can I enable third parties to pay on my behalf (Smart pay)? Can I raise my disputes in MyFinance? Can I submit payment remittance proof on MyFinance? Can I change the languages in MyFinance?